10 December, 2010
contactless for the first time
Well, to Don's disapproval, I used the MasterCard PayPass payment for the first time with my Commonwealth Bank credit card today.
It was a cheap meal at IKEA Restaurant. And the checkout at the Restaurant section has NAB Contactless EFTPOS terminals (like one above) installed. I, decided to use it, for the sack of experimenting.
It was pretty easy, you don't need to swipe or insert your credit card (keeping it not getting scratched from friction), just hold the card and wave in front of the contactless terminal when it is ready. You will then hear a beep sound. The downside of this is that it is limited to $100 (AUD), otherwise you still have to sign or enter the PIN. (Like I have mentioned before, I strongly encourage everybody to sign instead of using PIN. Remember: In Australia, retailers can not force credit card holders to enter PIN and rejecting signature.)
It is without a doubt that the very secured (and secret) Don would not have approved the use of contactless payment. There are there safe guards on MasterCard PayPass and Visa payWave is that it would only activate (charge) once in a short period, so you don't need to worry. In worst case, the card holder can always dispute.
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Posted by Antony on 10 December 2010 8:37 PM |
Tags: credit card
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